Small businesses threatened by ‘scandal’ of late payments..

Much has been written in the Press about the financial burden imposed on Small Businesses through the practice of late payment of invoices. And 2012 is no exception!

Headlines such as ‘National Scandal’ and ‘Small businesses – Forced to bankroll their customers’ are not uncommon. Yet calls for the imposition of statutory reforms have come to nothing.

So, what can Small Businesses do to speed up payment of overdue invoiced debt and protect their businesses from write-offs, without the expense and bureaucracy that Factoring and Credit Insurance imposes, whilst still retaining control of goodwill?

The Credit Protection Association Plc is a business of long standing, being established since 1914 and, through its P.A.I.D. division, provides the ideal solution for many small to medium sized businesses. The service is unique yet tried and tested, and can significantly increase both cash flow and bottom line profitability.

The key benefits can be summarised as:


You can make instant credit decision with confidence on new customers and extend existing credit, through credit reports that cover limited companies registered in Great Britain and Eire; also most partnerships, sole traders and business owners.

Why trade on a wing and a prayer when you can have total peace of mind?

(NB if you have Credit Reference services in place then that’s no problem – this is an optional service)


Boost your cash flow by making full use of CPA’s proven overdue account recovery service.

£250,000,000 of debt that has already passed though the Credit Control process is referred to CPA annually, on average resolving around 84% of debts in just 18 days.

You could receive huge benefit from this, while at the same time retaining the goodwill of your customers.


Enjoy peace of mind knowing that with CPA P.A.I.D., if your customer cannot or will not pay you, then we will.

Why take the risk of not being paid? With CPA P.A.I.D. you can be paid, even on customers who later become insolvent.

To arrange a meeting to discuss how such benefits will be enjoyed by your business,  please contact CPA directly!


After working within the hospitality sector in various management roles, Laurence completed his degree in Business Marketing and Management at the University of Kent. Laurence has gone on to develop a successful career in Marketing. Google+

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